NCLO – Proudly Driving Tax Savings for SMEs

Welcome to NCLO, Australia's leading novated leasing brokerage for small and medium enterprises (SMEs) and their employees.

About Us

We’re proud of our commitment to driving tax savings for small businesses and the individuals they employ.

There’s no greater feeling than helping clients connect with a fully maintained novated lease, which provides an ATO-endorsed, tax-effective way for employees to get a great car to drive around in, while keeping money in their bank account.

Under the direction of Jeff Bowman, a former financial planner with over three decades’ experience, NCLO was founded on three respected principles that underpin financial planning services:

Fiduciary duty

We act in the best interest of our clients and put their needs above all else. This includes full transparency, no hidden fees, and brokering the most appropriate solution for each client’s unique needs

Education

We believe knowledge is power and have created many resources to educate Australians on novated leasing so that they can make informed decisions

Integrity

We adhere to high ethical standards and act with integrity, from the hands-on support we provide employers and payroll teams to our advice on lease terms and exit strategies and our ongoing customer service

How We Work

Our goal is to provide our clients with a stress-free and seamless novated lease experience, ensuring that they can enjoy their new vehicle without worrying about the financial details.

Every novated lease we help establish takes a tailored approach to our client’s unique circumstances. We are dedicated to providing independent advice and support every step of the way, from helping small businesses attract and retain staff by setting novated leasing up through their payroll, to assisting employees with tax-saving vehicle options, budgeting anticipated car expenses, and providing the most suitable novated lease options. 

Our exclusive relationships with some of the largest novated leasing companies in Australia (who primarily focus on big businesses and multinationals) means small business owners and their employees now have access to tax savings they otherwise would not have been able to take advantage of.

When you partner with us, you’ll see our client-focused approach extends beyond the lease setup. We’re here to provide ongoing support and advice, help our clients manage their novated lease and ensure you get the most out of your vehicle. 

We'd love to hear from you!
Our team is always on hand to answer any questions and provide support whenever it is needed. If you have a question, we have the answer!
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